Senate banking committee chairman Chris Dodd is preparing a bill that would bail out mortgage borrowers who borrowed so much, and made such small down payments, that their current home values are less than the size of their mortgages.  That’s on top of the recent “bipartisan” deal between Senate leaders that would provide millions of dollars of pork for left-wing lobbying groups.  We and other commentators earlier explained why bailout proposals similar to Dodd’s are a bad, unfair idea that will end up costing taxpayers a bundle.  The American public opposes bailouts, but in the legislative process, a noisy minority seeking handouts often prevails over the silent majority.