Insurance regulation is one of the most complicated areas of legislation, and following the pros and cons of different bills is often a difficult task. Some regulations can actually benefit the free market, while others obviously hinder it. But as often as is the case with legislation, political support for otherwise complex laws can be explained with simple economics.

Generally speaking, most politicians try to support legislation that brings the most money to their districts while spreading the tax costs across…

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In a magnificent display of self-delusion, the green movement is holding a demonstration at the Capitol’s power plant today to protest the continued use of coal to keep people warm. Although I’d love to put the continued operation of Congress at the mercy of the weather, there is a more important point here. Coal is Affordable energy increases people’s income, keeps them in jobs, and keeps them alive. Here is a brief summary of some important research on the subject.

The…

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